Attention homeowners in Dallas and Dallas County: Need an appraisal?

The top 7 reasons TX homeowners need Credible Values:

Pre-listing appraisals (whether you're using an agent or selling the home on your own)
Challenge a property tax assessment
To reduce your monthly mortgage payment by removing PMI
To reinstate your Home Equity Line of Credit (or HELOC)
To review another appraiser's report for verification
If real estate needs to be divided because of a divorce
Determine the true market value of property in question to settle an estate in Dallas county or TX

Own a home in or near Dallas, TX and need help determining the value of it?
Contact Credible Values.

At Credible Values, we understand the particular needs of a homeowner in need of appraisal services. Our regular business clients understand the appraisal process and the usual reporting formats. As our client, you will receive extra guidance and explanations through the appraisal process to more clearly understand what we do and how we report our findings.

For-Sale-By-Owner (FSBO) / Pre-Listing Services

It's very hard to be objective about your home because you probably have an emotional attachment to it. Professional appraisers, like the ones at Credible Values, are objective. We will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your home will attract many interested buyers, a professional appraisal is very crucial as a negotiating tool once you have an interested buyer. The appraisal is something tangible to show the buyer. The appraisal is an independent third party's opinion of your property's price, not just how much your home is worth. Interested buyers assume you have an emotional attachment to your home and will be much more likely to give credibility to a seasoned appraiser's value opinion than yours.

Need to cancel PMI?

Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is an attractive way to cut costs for homeowners. Once your mortgage loan amount is down below 80% of the value of your home, in most cases you can apply to your lender to have the PMI canceled from your loan, which will make your monthly payments go down. Credible Values is veterans in helping customers just like you rid themselves of unwanted PMI insurance.

Challenging Dallas county's assessment of your property

Your local tax assessor may have your home overvalued if your house not appreciating as much as other houses close by. This only means you are most likely paying higher taxes than you should be paying. The faster you take care of things like this, the better, since your property assessment may likely go up again in the next period. Getting an appraisal from Credible Values is your number one weapon when contesting your property tax assessment.

HELOC recently frozen?

Your lender may just choose to automatically freeze your home equity line of credit (HELOC) if your property is in a declining area -- even if your specific property has not declined in value. Not only can this be annoying from a cash flow angle, but it can be negative on your credit score since it may appear as though that credit line is maxed out. Credible Values can help you reinstate your HELOC.

Do You Need Field and Desktop Appraisal Review Services?

Have you just gotten a copy of your appraisal and you would wish to have a professional double-check it for preciseness or do you need a second opinion without the expense and delay of waiting for a whole new appraisal? An appraiser from Credible Values can go out and check the subject and comparables in a field review. Or, if you're in a rush, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? Credible Values can help with that too. While usually requested by banks, you may want to exploit this service if you suspect mortgage fraud related to your house.